A divorce can half your income and shred your credit, but that doesn’t mean you are out of luck when you need a loan to get a new or used car. We at Broadway Credit know that a vehicle is important, whether you are a part of the daily commute or just going grocery shopping, and if your ex got the car (or the one you had is on its last legs) then there are options for you. Keep reading to check out our tips for getting a car loan after divorce. Read the rest of this entry
Divorce can be a rough time, especially on your credit. Divorce agreements may say who is supposed to make payments on an auto loan, but depending on whether or not the nominated party actually does their part they may not be the only person who is affected. Because divorce agreements are separate from any loan paperwork they have to be handled separately and it can be really hard to untangle. Here are some suggestions how to remove an ex from a car loan and keep it from ruining your credit. Read the rest of this entry
If you’re in the market for a used car (or maybe even a new one) there’s a lot of terms that get thrown around that can get really confusing really fast. Asking price, trade in price, retail price, MSRP can all get thrown out there, but how many of us actually know what they all mean when we start shopping? Here’s a quick and easy primer on basic car pricing terminology that you may run into in your search. Read the rest of this entry
Sometimes when your credit is bad, a disreputable Buy Here Pay Here car dealership is the last option available. Some dealerships will finance no matter what your credit history, but often times they do not have the customer’s best interest at heart. However, place like Broadway Auto Credit where you can get a loan and a car at the same location can also be very helpful and put you on the path to an improved credit score. Keep reading for more information about Buy Here Pay Here dealerships. Read the rest of this entry
A car can be repossessed for several reasons. For example if it was collateral for a loan, or the owner was unable to pay financing charges on its loan and the bank or original owner took the vehicle back. Either way, the experience of having a repossession will leave a mark on your credit score. But if you’ve ever wondered “Can I get a car loan after a repossession?” we at Broadway Credit can tell you that yes you can and we are here to help. Read the rest of this entry
After a serious health scare, it can be challenge enough waking up in the morning, much less thinking about how to keep medical debt off your credit score. But thinking about these things early means not needing to worry about it later, and a smoother recovery in the end. Read the rest of this entry
Last week we looked at three basic car loan tips to help you on the journey to getting the best vehicle you can at a price you can afford. We at Broadway Auto Loan believe that you can never be too prepared when making a big automotive choice, so this week we’re coming back with four more basic car loan tips. Read the rest of this entry
Even with a bad credit score it’s important to be informed and make the best decisions related to your auto financing. Here at Broadway Auto Credit we want to help you make the best decisions and get the best rate. With a solid auto loan you can build your credit, but it’s important to pay attention to these three basic car loan tips for financing you can pay off right away. Read the rest of this entry
Going through a bankruptcy can be stressful and scary, but we at Broadway Auto Credit see each individual as a person not a number. We know that there is a lot of misinformation out there about what to expect during a bankruptcy. Below are Three Bankruptcy Credit Myths Debunked to give you a little more peace of mind. Read the rest of this entry
Whether you are struggling under the weight of school debt, or just don’t have a credit history, it can be hard to take on the expense of another loan while in school. Still, having a vehicle can make a huge difference in your school, work and life options. When it comes to finding the best car loans for college students, there are a few things to keep in mind to be sure you get the very best rates and options. When carefully researched, a car loan can support your long-term credit health, as well as get you a solid vehicle to carry you through life. Read the rest of this entry