Category Archives: Credit Cards

some Credit Cards put together in a circle

Common Credit Card Mistakes You May be Making

What are some things to stay away from when it comes to credit cards? 

We all know that a credit card is a great way to pay for expenses or use in an emergency. But what happens when you misuse or overuse it? Well, not only does it affect your credit score, but it also costs you a lot of extra money when it’s time for payback. From high-interest rate charges to late fee payments, everything adds up to you spending extra to get out of this financial mess. If this has happened to you before, you must wonder where you went wrong. To answer that question, our team at Broadway Credit has a list of some things to stay away from when it comes to using credit cards. 

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Close up of a woman looking at her credit report

How Can My Payment History Impact My Credit Score?

Top Two Factors that Influence Credit Score

Having good credit is essential in the finance world. Those with good credit are more likely to be approved for loans and receive lower interest rates as these borrowers are deemed low risk. So, what things can impact a person’s credit score? There are many different factors that are taken into consideration. Read the rest of this entry >>

Person sitting with their laptop while holding their credit card

How Can I Lower My Credit Card Payments?

3 Tips to Minimize Credit Card Debt

If your income is low or your spending is high, chances are you are having trouble paying off credit card bills. Unfortunately, not properly managing your credit card can lead to higher debts and a lower credit score. Here are 5 tips you can use to minimize your credit card debt so you can lower your monthly payments. Read the rest of this entry >>

woman in glasses looking at credit score

Things You May Not Know Are Hurting Your Credit Score

One of the most important aspects of a person’s financial health is their credit score. But have you noticed that your credit score isn’t as good as you think it should be? Well, there are other ways to lower your score than just missing payments or having a lot of debt. Here are some ways you may be accidentally hurting your credit score.  Read the rest of this entry >>

What Makes Credit Card Chips Safer?

EMV Chips Offer More Security

What Makes Credit Card Chips Safer?

You may have noticed when you go to the grocery store or a gas station that the clerk will ask if your card has a chip in it. These chips have created quite a buzz as they’ve revolutionized security for card payments. What exactly is it about these credit card chips that makes them safer than cards with the traditional magnetic strip, and are they really as safe as advertised? We’ll cover that in the blog below. Read the rest of this entry >>