Category Archives: Credit Cards

woman in glasses looking at credit score

Things You May Not Know Are Hurting Your Credit Score

One of the most important aspects of a person’s financial health is their credit score. But have you noticed that your credit score isn’t as good as you think it should be? Well, there are other ways to lower your score than just missing payments or having a lot of debt. Here are some ways you may be accidentally hurting your credit score.  Read the rest of this entry >>

What Makes Credit Card Chips Safer?

EMV Chips Offer More Security

What Makes Credit Card Chips Safer?

You may have noticed when you go to the grocery store or a gas station that the clerk will ask if your card has a chip in it. These chips have created quite a buzz as they’ve revolutionized security for card payments. What exactly is it about these credit card chips that makes them safer than cards with the traditional magnetic strip, and are they really as safe as advertised? We’ll cover that in the blog below. Read the rest of this entry >>

What Is Car Depreciation?

How a Car Loan Can Affect your Credit Score

When you first purchase your new or used vehicle, odds are your thoughts are on its cool interior, easy handling and great sound system, and not on the auto loan you just signed and how it will affect your credit score. You’re not alone in this, but it’s still important to be careful and aware or how a few small mistakes can have a negative impact on your credit score. Read the rest of this entry >>

Close up of female hands making online payment

Why is it better to use a credit card than a debit card?

Credit Card vs Debit Card

While credit cards and debit cards may look the same on the outside, there are many differences between the two that could have a big impact on your bank account. Though there are some benefits to using your debit card in certain situations, today we’ll be covering the times it’s better to use your credit card over your debit card. Read the rest of this entry >>

Read More: Does Checking Your Credit Hurt Your Score?

What’s the Difference Between a Credit Score and a Credit Report?

Credit Score vs Credit Report

Whether you are shopping for a new or used car or trying to get some other kind of financing, you may want to know where you stand with your credit. A lot of terms get thrown out, and many of them are important. In this blog we are going to check out the difference between a credit score and a credit report to try and shed some light on the subject. Read the rest of this entry >>