Category Archives: Credit Cards

Close up of a woman looking at her credit report

How Can My Payment History Impact My Credit Score?

Top Two Factors that Influence Credit Score

Having good credit is essential in the finance world. Those with good credit are more likely to be approved for loans and receive lower interest rates as these borrowers are deemed low risk. So, what things can impact a person’s credit score? There are many different factors that are taken into consideration. Read the rest of this entry >>

Person sitting with their laptop while holding their credit card

How Can I Lower My Credit Card Payments?

3 Tips to Minimize Credit Card Debt

If your income is low or your spending is high, chances are you are having trouble paying off credit card bills. Unfortunately, not properly managing your credit card can lead to higher debts and a lower credit score. Here are 5 tips you can use to minimize your credit card debt so you can lower your monthly payments. Read the rest of this entry >>

woman in glasses looking at credit score

Things You May Not Know Are Hurting Your Credit Score

One of the most important aspects of a person’s financial health is their credit score. But have you noticed that your credit score isn’t as good as you think it should be? Well, there are other ways to lower your score than just missing payments or having a lot of debt. Here are some ways you may be accidentally hurting your credit score.  Read the rest of this entry >>

What Makes Credit Card Chips Safer?

EMV Chips Offer More Security

What Makes Credit Card Chips Safer?

You may have noticed when you go to the grocery store or a gas station that the clerk will ask if your card has a chip in it. These chips have created quite a buzz as they’ve revolutionized security for card payments. What exactly is it about these credit card chips that makes them safer than cards with the traditional magnetic strip, and are they really as safe as advertised? We’ll cover that in the blog below. Read the rest of this entry >>

What Is Car Depreciation?

How a Car Loan Can Affect your Credit Score

When you first purchase your new or used vehicle, odds are your thoughts are on its cool interior, easy handling and great sound system, and not on the auto loan you just signed and how it will affect your credit score. You’re not alone in this, but it’s still important to be careful and aware or how a few small mistakes can have a negative impact on your credit score. Read the rest of this entry >>