Checking and managing your credit score can be a confusing thing. There are lots of factors that go into your credit score, which means that there are a lot of ways that you could be lowering it without even knowing. Does checking my credit score lower it? Read the rest of this entry
One of the most important aspects of a person’s financial health is their credit score. But have you noticed that your credit score isn’t as good as you think it should be? Well, there are other ways to lower your score than just missing payments or having a lot of debt. Here are some ways you may be accidentally hurting your credit score. Read the rest of this entry
Are you starting to feel the weight of your credit card debt become a burden? Have unforeseen circumstances placed you deep in the hole with your credit cards? If you’re looking for ways to cut down on your credit card debt, here are five easy tips to do it! Read the rest of this entry
Credit card fraud can be one of the most damaging things that can happen to you financially. Many times, people don’t realize they’re being defrauded for months or even years and then it takes even longer to sort out what happened and to try and get their money back. Use these tips to help prevent credit card fraud from happening to you! Read the rest of this entry
There’s more than you might think in your credit score. With a lot of factors coming together to give you a number, it can be difficult to know what exactly yours is made up of. Here’s a great video that uses cupcakes to break down the different aspects of your credit score and how to manage them responsibly. Read the rest of this entry
You may have noticed when you go to the grocery store or a gas station that the clerk will ask if your card has a chip in it. These chips have created quite a buzz as they’ve revolutionized security for card payments. What exactly is it about these credit card chips that makes them safer than cards with the traditional magnetic strip, and are they really as safe as advertised? We’ll cover that in the blog below. Read the rest of this entry
When you first purchase your new or used vehicle, odds are your thoughts are on its cool interior, easy handling and great sound system, and not on the auto loan you just signed and how it will affect your credit score. You’re not alone in this, but it’s still important to be careful and aware or how a few small mistakes can have a negative impact on your credit score. Read the rest of this entry
While credit cards and debit cards may look the same on the outside, there are many differences between the two that could have a big impact on your bank account. Though there are some benefits to using your debit card in certain situations, today we’ll be covering the times it’s better to use your credit card over your debit card. Read the rest of this entry
While most people aim to keep their credit car cost at $0 each month, we understand that sometimes things pop up that can weigh heavily on your credit balance. If you carry a balance on your credit card, you can end up incurring additional costs in the form of interest. Read the rest of this entry
Whether you are shopping for a new or used car or trying to get some other kind of financing, you may want to know where you stand with your credit. A lot of terms get thrown out, and many of them are important. In this blog we are going to check out the difference between a credit score and a credit report to try and shed some light on the subject. Read the rest of this entry