While it seems easy, saving money can be a challenge for some. Whether you want to save up for your next vacation or build your savings account, there are many ways to reduce the amount of money you spend. Here are a few easy tips on how you can save money every month. Read the rest of this entry
Having good credit is essential in the finance world. Those with good credit are more likely to be approved for loans and receive lower interest rates as these borrowers are deemed low risk. So, what things can impact a person’s credit score? There are many different factors that are taken into consideration. Read the rest of this entry
If your income is low or your spending is high, chances are you are having trouble paying off credit card bills. Unfortunately, not properly managing your credit card can lead to higher debts and a lower credit score. Here are 5 tips you can use to minimize your credit card debt so you can lower your monthly payments. Read the rest of this entry
Checking and managing your credit score can be a confusing thing. There are lots of factors that go into your credit score, which means that there are a lot of ways that you could be lowering it without even knowing. Does checking my credit score lower it? Read the rest of this entry
One of the most important aspects of a person’s financial health is their credit score. But have you noticed that your credit score isn’t as good as you think it should be? Well, there are other ways to lower your score than just missing payments or having a lot of debt. Here are some ways you may be accidentally hurting your credit score. Read the rest of this entry
Are you starting to feel the weight of your credit card debt become a burden? Have unforeseen circumstances placed you deep in the hole with your credit cards? If you’re looking for ways to cut down on your credit card debt, here are five easy tips to do it! Read the rest of this entry
Credit card fraud can be one of the most damaging things that can happen to you financially. Many times, people don’t realize they’re being defrauded for months or even years and then it takes even longer to sort out what happened and to try and get their money back. Use these tips to help prevent credit card fraud from happening to you! Read the rest of this entry
There’s more than you might think in your credit score. With a lot of factors coming together to give you a number, it can be difficult to know what exactly yours is made up of. Here’s a great video that uses cupcakes to break down the different aspects of your credit score and how to manage them responsibly. Read the rest of this entry
You may have noticed when you go to the grocery store or a gas station that the clerk will ask if your card has a chip in it. These chips have created quite a buzz as they’ve revolutionized security for card payments. What exactly is it about these credit card chips that makes them safer than cards with the traditional magnetic strip, and are they really as safe as advertised? We’ll cover that in the blog below. Read the rest of this entry
When you first purchase your new or used vehicle, odds are your thoughts are on its cool interior, easy handling and great sound system, and not on the auto loan you just signed and how it will affect your credit score. You’re not alone in this, but it’s still important to be careful and aware or how a few small mistakes can have a negative impact on your credit score. Read the rest of this entry