Purchasing a new car is a big commitment. If you’ve landed on this blog page, you’re probably already aware of that fact. We know you’re likely looking for all the help you can get with how to formulate your budget and everything that you need to take into account, so we thought we’d try to help as much as we can by giving you the rundown on a few things you need to consider when budgeting for a new car purchase. There are plenty of specific budget plans out there as well, like the 20/4/10 rule that we recently shared, so don’t hesitate to check those out as well. Read the rest of this entry >>

Are you in the market for a new vehicle? Whether you’re looking to purchase new or used, this video focusing on the 20/4/10 method is extremely helpful in regard to helping you properly budget for the purchase.  The gentleman in the video explains what the 20/4/10 rule is with an example of how it works, then gives you an alternative to consider by purchasing a used vehicle instead. Check out the video, and don’t hesitate to give us a call with any questions that you might have where budgeting is concerned! Read the rest of this entry >>

If you’re looking to purchase a new car one of the most daunting ideas might be the down payment. You’ve calculated your monthly budget and figured out exactly how much you can pay per month, but what about that lump sum of cash you need to pay just to get the car off the lot? If you’re looking into financing a car and aren’t sure what kind of down payment you’re going to need, we thought we’d try to help by giving you some general information that should make things a little clearer for you. Read the rest of this entry >>