Category Archives: Budget

Man Using Calculator and Writing in Notebook

What do I need to consider when budgeting for a new car?

Purchasing a new car is a big commitment. If you’ve landed on this blog page, you’re probably already aware of that fact. We know you’re likely looking for all the help you can get with how to formulate your budget and everything that you need to take into account, so we thought we’d try to help as much as we can by giving you the rundown on a few things you need to consider when budgeting for a new car purchase. There are plenty of specific budget plans out there as well, like the 20/4/10 rule that we recently shared, so don’t hesitate to check those out as well. Read the rest of this entry >>

Man in Suit at Desk with Calculator

What is the 20/4/10 rule for purchasing a car?

Are you in the market for a new vehicle? Whether you’re looking to purchase new or used, this video focusing on the 20/4/10 method is extremely helpful in regard to helping you properly budget for the purchase.  The gentleman in the video explains what the 20/4/10 rule is with an example of how it works, then gives you an alternative to consider by purchasing a used vehicle instead. Check out the video, and don’t hesitate to give us a call with any questions that you might have where budgeting is concerned! Read the rest of this entry >>

Shaking Hands and Exchanging 100 Dollar Bills

What kind of down payment do I need to finance a car?

If you’re looking to purchase a new car one of the most daunting ideas might be the down payment. You’ve calculated your monthly budget and figured out exactly how much you can pay per month, but what about that lump sum of cash you need to pay just to get the car off the lot? If you’re looking into financing a car and aren’t sure what kind of down payment you’re going to need, we thought we’d try to help by giving you some general information that should make things a little clearer for you. Read the rest of this entry >>

Handshake After Vehicle Trade In Between Couple and Salesman

Benefits of a trade-in over selling your used car privately

Unless you’re a first-time car buyer, one of the first and most important steps in the car-shopping process is actually car selling. You have to figure out what you’re going to do with your old car if you don’t plan on keeping it around as a backup. You have two options: trade it in to the dealership when you purchase your new vehicle or sell the used car privately on your own. We’re here to give you the rundown on just a few of the benefits of doing the former rather than the latter. But either way, it should positively affect your budget. Read the rest of this entry >>

person holding smartphone and looking at various apps

Black Friday and Shopping Apps That Help You Save

Black Friday is almost here, are you ready for the big shopping day? Are you ready for the holiday shopping season in general? It can be difficult at times to find the best deals and lowest prices, but luckily there are plenty of mobile apps available that shoppers can use to hunt the best sales! Here are some great apps you can use during the holiday season!  Read the rest of this entry >>