graphic of credit card on laptop screen being hooked by fishing hook

How to Spot a Phishing Scam

Over the years you’ve probably come across numerous online scams and tricks to try to swindle you out of your money. Unfortunately, strategies from these hackers are getting more advanced, with techniques like Phishing. Phishing is emails or messages that are sent to you that appear to be from a legitimate source to gain information from you. Here is how you can spot a phishing email. 

[Read More: 5 Ways to Cut Down on Your Credit Card Debt] 

Email Demanding Urgent Action 

Attackers are trying to rush recipients with urgent calls to action and immediate responses, if you get an email from an unknown source that says you must do something, it’s likely a scam. 

road signs with "stop phishing attacks" on themMessage Asks for Personal Information 

What many phishing emails do is they masquerade as a legitimate company like a bank or corporation you have business with and ask for personal information from you. You should never be asked from your bank or credit card company for your own personal information like account number or answers to security questions. Always confirm the source before relinquishing any information. 

You’re Asked to Send Money 

A dead giveaway is a phishing email that asks for money to cover things like expenses. If the charges seem suspicious, call the location yourself to ask about them to make sure they’re legit. 

A Mismatched or Misleading URL 

Usually, the easiest way to spot a phishing email is the URL or email address that is used. Many try to trick you by using URLs similar to companies like microsoft.scam.com for example, in hopes you won’t notice. Carefully study where the email came from and the URL they want you to visit before doing anything. 

Suspicious Attachments 

As a rule of thumb, you should never open an attachment sent in an email from an unknown source. Even if they masquerade as your bank or workplace, carefully review the email for anything suspicious before you open any attachment, which could contain viruses. 

Thanks for reading! Keep up with our blog for more posts like this! Stay safe out there!