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How to Get More Affordable Car Insurance

Are you looking to get new car insurance or feel like you’re paying too much on your current one? Insurance is important, but so is saving money! Here are some ways you can make sure you’re getting the most affordable car insurance you need! 

[Read More: 6 Ways to Save Money Every Month!] 

Shop Around 

This is the primary way of getting the most affordable and best insurance. They all may claim that they’re the cheapest, but you won’t know until you look for yourself. Compare the rates of the plans you need until you’re sure you’re getting the best deal. 

Look at Local Insurers 

While you’re looking around, don’t just look at the big insurance companies. There are many local and regional insurers that don’t have as many expenses as the national companies, which means they can charge less. They’re definitely worth a look! 

Hunt for Discounts 

There are discounts everywhere and odds are you qualify for some of them even if you don’t know it! Look for all possible discounts to see if they apply to you or ask an agent if there’s any they know you qualify for. 

woman on cellphone while man behind her looking at car with hood up on side of road

man in suit examining damage on car with tablet in hand

Increase Deductible 

For many companies, if you choose to increase your deductible slightly you can save much more on your premiums. Sometimes even in the hundreds of dollars per year! A high deductible may scare you but it’s worth considering! 

Only Get Coverage You Need 

Many times, drivers will automatically opt for fully comprehensive coverage on everything with their car. Having some of the coverage may feel nice, but much of it is unnecessary, especially if you have an older car. Pick and choose only what you need. 

Increase Your Car’s Security 

If you live in a place that increases your premium because of the crime rate, consider other measures like parking in a garage or even upgrading your car’s security measures. This is an easy way to lower your rates! 

Thanks for reading! Check back on our blog for more helpful tips and tricks for saving money!